Hi Maureen,

  1. Order delivery will stay native app; mostly because its much more user friendly and can integrate geo-location and tracking functions from smartphone GPS.
  2. Banking will remain native, due to security needs and UI friendliness
  3. Ride-share like Uber and Lyft will remain native, again due to need for linkage with phone GPS to work properly and fast.

These are the apps that will likely stay native, though they may integrate other apps into them.

For example, ride-share apps now also offer food delivery and services in most countries. In South East Asia where I am they have also integrated mobile wallet and bike-share.

One of my clients a local bank has opened up their banking APIs to integrate e-commerce businesses so that both startups and mature businesses can tap into their mobile wallet and online payment ecosystems.

In China most food delivery apps (as well as almost any other lifestyle services like utility bills, movie tickets, even investment schemes and mutual funds etc.) are all accessible from within a instant messaging or search engine app…

The apps that will ‘disappear’ are the ones like corporate brand apps, those personal wedding apps for friends that were popular for a while, restaurant apps for ordering or pushing discount coupons (those have or will merge into apps like Fave), magazine apps, mall or event apps, online courses apps etc…

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